How To File A Declare With Hodinkee Insurance coverage

The world could be an intimidating place. It could actually generally really feel like the remainder of the world is uncontrolled, and there’s no option to shield ourselves from getting caught up within the tumultuous present. Plus, turning on the information as of late to tales of inflation doesn’t assist anxiousness. However we’re watch lovers, proper?

In my expertise, watch collectors are typically logical, rational, and can go the additional mile to do their homework. And within the small-scale world of collectible watches, there’s no higher bulwark in opposition to the chaos outdoors than high quality insurance coverage – when life will get in the best way of you having fun with your watches, HODINKEE Insurance’s easy claims course of makes it easy so that you can get again on observe. Nobody enjoys dropping, or damaging a watch – or being stolen from – which is why our digital-first product eliminates paperwork and streamlines the claims expertise.

Nicely, what if you’re diving in Bonaire with your Tudor Pelagos FXD and it someway falls into the deep blue? Or what occurs when you unintentionally drop your Cartier Tank on the subway platform (ouch!), or – pray inform – misplace your Speedmaster whereas on trip? In all these situations, a priceless articles insurance coverage could present protection; you’ll possible be glad you thought forward and bought it, within the occasion of a loss. HODINKEE Insurance coverage, underwritten by Chubb, offers worldwide protection in opposition to most kinds of loss to insured watches with no deductible, and submitting a declare with Chubb is – as one among our purchasers just lately instructed me – “clean and simple.”

Submitting a declare is painless, however there are two issues you have to be prepared to offer when reporting your declare:

1. You’ll wish to file a police report and share a duplicate with the claims adjuster if a theft or a housebreaking is the reason for loss. If the watch disappeared or went lacking – whether or not you already know what occurred to it or not – be ready to cooperate carefully with the claims adjuster to reply all doable questions to allow them to set up possession and the timeline of the loss. Be ready to offer any value determinations, invoices, or documentation on the watch in all situations.
2. In case your watch is unintentionally broken, your claims adjuster will advise you on subsequent steps. As soon as a settlement is reached, Chubb will make each effort to situation fee inside 48 hours. You possibly can then work with the watchmaker or jeweler of your option to have your watch repaired.

Submitting a declare with Chubb is seamless; you may report your declare 24 hours a day, 7 days per week, whether or not by cellphone or on-line. Chubb will make each effort to contact you inside six hours of the time the declare is reported.

Whereas insurance coverage isn’t an alternative to your common commonplace of care, it may be a security web in a worst-case or catastrophe situation. Keep in mind, you’re a logical and rational particular person, so that you already know one of the best factor you are able to do: Stroll, don’t run, and join HODINKEE Insurance.

And if in case you have any questions, please don’t hesitate to contact the HODINKEE Insurance coverage Crew at insurance@hodinkee.com.